Reason codes for API transactions

The following table describes the reason codes for failed, declined, and successful transactions using Verifone APIs:

Reason code
Description
Outcome

0000

Approved

SUCCESS

0001

Honour with identification

PARTIAL

0002

Approved for partial amount

PARTIAL

0003

Approved (VIP)

SUCCESS

0004

Approved, update track 3

SUCCESS

0005

Approved, account type specified by card issuer

SUCCESS

0006

Approved for partial amount, account type specified by card issuer

PARTIAL

0008

Approved but fees disputed

PARTIAL

0009

Approved with overdraft

SUCCESS

0010

Approved, customer reactivated

SUCCESS

0011

Approved, terminal unable to process online

SUCCESS

0012

Approved, transaction processed offline by terminal

SUCCESS

0013

Approved, transaction processed offline after referral

SUCCESS

0085

Declined, no reason given

FAILED

0800

Declined, additional customer identification required

FAILED

0801*

Advice accepted, no financial liability accepted

*Note: Deprecated code

FAILED

0802

Approved, but AVS or CVV mismatch

SUCCESS

0803

Approved as paper cheque. Keep cheque for deposit

SUCCESS

1000

Do not honour

FAILED

1001

Expired card

FAILED

1002

Suspected fraud

FAILED

1003

Card acceptor contact acquirer. Phone for authorization

FAILED

1004

Restricted card

FAILED

1005

Card acceptor call acquirer's security department

FAILED

1006

Allowable PIN tries exceeded

FAILED

1007

Refer to card issuer

FAILED

1008

Refer to card issuer's special conditions

FAILED

1009

Invalid card acceptor, Merchant

FAILED

1010

Invalid amount

FAILED

1011

Invalid card number

FAILED

1012

PIN data required

FAILED

1013

Unacceptable fee or commission

FAILED

1014

No account of type requested. Account Type Error

FAILED

1015

Requested function not supported

FAILED

1016

Not sufficient funds

FAILED

1017

Incorrect PIN

FAILED

1018

No card record

FAILED

1019

Transaction not permitted to cardholder

FAILED

1020

Transaction not permitted to terminal

FAILED

1021

Exceeds withdrawal amount limit

FAILED

1022

Security violation

FAILED

1023

Exceeds withdrawal frequency limit

FAILED

1024

Violation of law

FAILED

1025

Card not effective

FAILED

1026

Invalid PIN block

FAILED

1027

PIN length error

FAILED

1028

PIN key sync error

FAILED

1029

Suspected counterfeit card

FAILED

1030

Currency unacceptable to card issuer

FAILED

1031

Not authorised and fees disputed

FAILED

1032

Lost/stolen card

FAILED

1033

Authorization lifecycle unacceptable

FAILED

1034

Authorization lifecycle has expired

FAILED

1035

Closed account

FAILED

1036

Closed savings account, or restricted for closing

FAILED

1037

Closed credit account or restricted for closing

FAILED

1038

Closed credit facility cheque account or restricted for closing

FAILED

1039

Closed cheque account or restricted for closing

FAILED

1041

From account bad status

FAILED

1042

To account bad status

FAILED

1044

Information not on file

MISSING

1045

Card verification data failed

FAILED

1046

Amount not found

FAILED

1047

PIN change required

FAILED

1048

New PIN invalid

FAILED

1049

Bank not found

FAILED

1050

Bank not effective

FAILED

1051

Customer vendor not found

FAILED

1052

Customer vendor not effective

FAILED

1053

Customer vendor account invalid

FAILED

1054

Vendor not found

FAILED

1055

Vendor not effective

FAILED

1056

Vendor data invalid

FAILED

1057

Payment date invalid

FAILED

1058

Personal identification not found

MISSING

1059

Scheduled transactions exist

FAILED

1060

Transaction did not complete normally at terminal

FAILED

1061

Transaction not supported by the card issuer

FAILED

1062

Cashback not allowed

FAILED

1063

Cashback amount exceeded

FAILED

1064

Declined, transaction processed offline by terminal

FAILED

1065

Declined, terminal unable to process offline

FAILED

1066

Declined, transaction processed offline after referral

FAILED

1068

Identification number invalid

FAILED

1069

Driver number invalid

FAILED

1070

Vehicle number invalid

FAILED

1071

Digital certificate expired

FAILED

1800

Partial, Additional Customer identification required

PARTIAL

1801

Request format error

FAILED

1802

New Card Issued

FAILED

1803

Cancelled or Closed Merchant

FAILED

1804

PIN verification not supported

FAILED

1805

Terminal date-time error

FAILED

1806

Too many fallbacks

FAILED

1807

Fallback not allowed

FAILED

1808

Wrong EMV or ICC cryptogram

FAILED

1809

Cryptogram error

FAILED

1810

Track missing

FAILED

1811

Original transaction rejected

FAILED

1812

Original transaction already reversed

FAILED

1813

SCA - PIN required

FAILED

1814

Use another interface

FAILED

1815

Additional customer authentication required (CDCVM/Passcode/Biometric). Authenticate and tap/re-submit authorization again

FAILED

1816

Acquirer requested SCA action not supported

FAILED

1817

Invalid issuer

FAILED

1818

Customer Cancellation

FAILED

1819

Does not fulfill AML (Anti Money Laundering) Requirements

FAILED

1820

Card Number Blocked

FAILED

1821

Address Verification Failed

FAILED

1822

Transaction type not permitted for offline processing

FAILED

1823

Offline limit exceeded

FAILED

1824

Invalid use of SCA Exemption Indicators

FAILED

1825

Invalid terminal id

FAILED

1826

Try another card

FAILED

1827

Authorization order (recurring payment) revoked. Corresponds to Visa's R1 response code

FAILED

1828

All authorization orders (recurring payments) revoked. Corresponds to Visa's R3 response code

FAILED

1829

Bad authorization code

FAILED

1830

Inactive account

FAILED

1831

Card already active

FAILED

1832

Account locked

FAILED

1833

Invalid track data

FAILED

1834

Security code required

FAILED

1835

Cardholder refused a single recurring payment. Contact cardholder for more details. Corresponds to Visa's R0 response code

FAILED

1836

SCA Exemption Soft Decline. Transaction Risk Analysis service not available

FAILED

1837

New card. Activate your card before making a payment

FAILED

1838

Declined, additional customer identification required

FAILED

1839

Invalid country code

FAILED

2000

Do not honour

FAILED

2001

Expired card

FAILED

2002

Suspected fraud

FAILED

2003

Card acceptor contact acquirer

FAILED

2004

Restricted card

FAILED

2005

Card acceptor call acquirer's security department

FAILED

2006

Allowable PIN tries exceeded

FAILED

2007

Special conditions

FAILED

2008

Lost card

FAILED

2009

Stolen card

FAILED

2010

Suspected counterfeit card

FAILED

2011

Daily withdrawal uses exceeded

FAILED

2012

Daily withdrawal amount exceeded

FAILED

5000

Reconciled, in balance

SUCCESS

5001

Reconciled, out of balance

PARTIAL

5002

Amount not reconciled, totals provided

FAILED

5003

Totals not available

TECHNICAL

5004

Not reconciled, totals provided

FAILED

5800

Open session message, the session number used is less than current session. Correct session number attached

FAILED

5801

Wrong session number, the session number used is not the current one, it is not possible to reconcile other session than current open session. Current open session number attached

FAILED

8000

Accepted

SUCCESS

8001

Rejected, unable to perform request at current time, try later

FAILED

8002

Rejected, key verification failed. Key sync error or key check value does not match

TECHNICAL

9000

Advice acknowledged, no 9000-9001 financial liability accepted Used in all message types to indicate error or response actions

FAILED

9001

Advice acknowledged, financial liability accepted

SUCCESS

9080

Accepted, ATC Synchronization

SUCCESS

9102

Invalid transaction

MISSING

9103

Re-enter transaction

FAILED

9105

Acquirer not supported by switch

FAILED

9106

Cutover in process

TECHNICAL

9107

Card issuer or switch inoperative

TECHNICAL

9108

Transaction destination cannot be found for routing

FAILED

9109

System malfunction

TECHNICAL

9110

Card issuer signed off

TECHNICAL

9111

Card issuer timed out

TECHNICAL

9112

Card issuer unavailable

TECHNICAL

9113

Duplicate transmission

FAILED

9114

Not able to trace back to original transaction

MISSING

9115

Reconciliation cutover or checkpoint error

FAILED

9116

MAC incorrect

FAILED

9117

MAC key sync error

FAILED

9118

No communication keys available for use

FAILED

9119

Encryption key sync error

FAILED

9120

Security software/hardware error - try again

FAILED

9121

Security software/hardware error - no action

FAILED

9122

Message number out of sequence

FAILED

9123

Request in progress

TECHNICAL

9124

Invalid security code

FAILED

9125

Database error

FAILED

9128

Customer vendor format error

FAILED

9132

Recurring data error

FAILED

9133

Update not allowed

FAILED

9200

Transaction refused before sending to acquirer

FAILED

9201

Transaction refused after sending to acquirer

FAILED

9280

Invalid token scope. Either no token scope was provided or a default token scope could not be selected because this entity has multiple scopes configured.

FAILED

9350

Violation of business arrangement

FAILED

9133

Update not allowed

FAILED

9998

Transaction blocked by validation rules

FAILED

9999

General Error - Unknown or Unspecified reason

FAILED

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