# Test Cases for 3DS 1.0

{% hint style="info" %}
For all test cases use expiry year longer than 3 years from current year.
{% endhint %}

## Test Case 1: Successful authentication <a href="#test-case-1__003a-successful-authentication" id="test-case-1__003a-successful-authentication"></a>

| Scenario                          | Cardholder enrolled, successful authentication, successful signature verification.                                                     |
| --------------------------------- | -------------------------------------------------------------------------------------------------------------------------------------- |
| Test Values                       | **Exp Date: 01/\*\*\*\***                                                                                                              |
| Visa PAN                          | **4000000000000002**                                                                                                                   |
| Mastercard PAN                    | **5200000000000007**                                                                                                                   |
| American Express PAN              | **340000000003961**                                                                                                                    |
| Discover PAN                      | **6011000000000004**                                                                                                                   |
| Diners Club PAN                   | **3005000000006246**                                                                                                                   |
| Expected Results - Lookup         | Enrolled = Y, ACSUrl = \<Url>, Payload = \<value>, ErrorNo = 0, ErrorDesc = \<blank>                                                   |
| Expected Results - Authentication | PAResStatus = Y, SignatureVerification = Y, EciFlag = \<ECI value>, Xid = \<value>, Cavv = \<value>, ErrorNo = 0, ErrorDesc = \<value> |
| Merchant Action                   | Merchant should append the CAVV and EciFlag values to the authorization message.                                                       |
| ECI Value 05                      | Visa, American Express, Discover, Diners Club                                                                                          |
| ECI Value 02                      | Mastercard                                                                                                                             |

## Test Case 2: Failed signature <a href="#test-case-2__003a-failed-signature" id="test-case-2__003a-failed-signature"></a>

| Scenario                          | Cardholder enrolled, successful authentication, unsuccessful signature verification.                                                                                              |
| --------------------------------- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| Test Values                       | **Exp Date: 01/\*\*\*\***                                                                                                                                                         |
| Visa PAN                          | **4000000000000010**                                                                                                                                                              |
| Mastercard PAN                    | **5200000000000015**                                                                                                                                                              |
| American Express PAN              | **340000000006022**                                                                                                                                                               |
| Discover PAN                      | **6011000000000012**                                                                                                                                                              |
| Diners Club PAN                   | **3005000000004373**                                                                                                                                                              |
| Expected Results - Lookup         | Enrolled = Y, ACSUrl = \<Url>, Payload = \<value>, ErrorNo = 0, ErrorDesc = \<blank>                                                                                              |
| Expected Results - Authentication | PAResStatus = Y, SignatureVerification = N, EciFlag = \<ECI value>, Xid = \<value>, Cavv = \<value>, ErrorNo = 0, ErrorDesc = \<value>                                            |
| Merchant Action                   | Merchant should NOT continue authorization, due to the failed signature verification. Merchant should prompt for another form of payment or attempt to authenticate the consumer. |
| ECI Value 05                      | Visa, American Express, Discover, Diners Club                                                                                                                                     |
| ECI Value 02                      | Mastercard                                                                                                                                                                        |

## Test Case 3: Failed authentication <a href="#test-case-3__003a-failed-authentication" id="test-case-3__003a-failed-authentication"></a>

| Scenario                          | Cardholder enrolled, unsuccessful authentication, successful signature verification.                                                                                   |
| --------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| Test Values                       | **Exp Date: 01/\*\*\*\***                                                                                                                                              |
| Visa PAN                          | **4000000000000028**                                                                                                                                                   |
| Mastercard PAN                    | **5200000000000023**                                                                                                                                                   |
| American Express PAN              | **340000000000033**                                                                                                                                                    |
| Discover PAN                      | **6011000000000020**                                                                                                                                                   |
| Diners Club PAN                   | **3005000000005925**                                                                                                                                                   |
| Expected Results - Lookup         | Enrolled = Y, ACSUrl = \<Url>, Payload = \<value>, ErrorNo = 0, ErrorDesc = \<blank>                                                                                   |
| Expected Results - Authentication | PAResStatus = N, SignatureVerification = Y, EciFlag = \<ECI value>, Xid = \<value>, Cavv = \<blank>, ErrorNo = 0, ErrorDesc = \<value>                                 |
| Merchant Action                   | Merchant should NOT continue with authorization. Merchant should prompt for another form of payment and is not permitted to submit this transaction for authorization. |
| ECI Value 07                      | Visa, American Express, Discover, Diners Club                                                                                                                          |
| ECI Value 00                      | Mastercard                                                                                                                                                             |

## Test Case 4: Attempts/Non-Participating <a href="#test-case-4__003a-attempts__002fnon__002dparticipating" id="test-case-4__003a-attempts__002fnon__002dparticipating"></a>

| Scenario                          | Passive Authentication - cardholder not prompted for authentication credential.                                                        |
| --------------------------------- | -------------------------------------------------------------------------------------------------------------------------------------- |
| Test Values                       | **Exp Date: 01/\*\*\*\***                                                                                                              |
| Visa PAN                          | **4000000000000101**                                                                                                                   |
| Mastercard PAN                    | **5200000000000908**                                                                                                                   |
| American Express PAN              | **340000000003391**                                                                                                                    |
| Discover PAN                      | **6011000000000038**                                                                                                                   |
| Diners Club PAN                   | **3005000000005271**                                                                                                                   |
| Expected Results - Lookup         | Enrolled = Y, ACSUrl = \<Url>, Payload = \<value>, ErrorNo = 0, ErrorDesc = \<blank>                                                   |
| Expected Results - Authentication | PAResStatus = A, SignatureVerification = Y, EciFlag = \<ECI value>, Xid = \<value>, Cavv = \<value>, ErrorNo = 0, ErrorDesc = \<blank> |
| Merchant Action                   | Merchant should append the Cavv and the EciFlag to the authorization message.                                                          |
| ECI Value 06                      | Visa, American Express, Discover, Diners Club                                                                                          |
| ECI Value 01                      | Mastercard                                                                                                                             |

## Test Case 5: Timeout <a href="#test-case-5__003a-timeout" id="test-case-5__003a-timeout"></a>

| Scenario                          | Timeout encountered while processing the lookup transaction.                                                                                                                                                                                                                   |
| --------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ |
| Test Values                       | **Exp Date: 01/\*\*\*\***                                                                                                                                                                                                                                                      |
| Visa PAN                          | **4000000000000044**                                                                                                                                                                                                                                                           |
| Mastercard PAN                    | **5200000000000049**                                                                                                                                                                                                                                                           |
| American Express PAN:             | **340000000008309**                                                                                                                                                                                                                                                            |
| Discover PAN                      | **6011000000000046**                                                                                                                                                                                                                                                           |
| Diners Club PAN                   | **3005000000001890**                                                                                                                                                                                                                                                           |
| Expected Results - Lookup         | Enrolled = U, ACSUrl = \<blank>, Payload = \<blank>, ErrorNo = \<value>, ErrorDesc = \<value>                                                                                                                                                                                  |
| Expected Results - Authentication | N/A                                                                                                                                                                                                                                                                            |
| Merchant Action                   | The lookup transaction will simulate a timeout scenario and require 20 seconds to complete the transaction processing with the other 3-D Secure systems. Merchant integration should handle timeout processing after 10-12 seconds and proceed with the authorization message. |
| ECI Value 07                      | Visa, American Express, Discover, Diners Club                                                                                                                                                                                                                                  |
| ECI Value 00                      | Mastercard                                                                                                                                                                                                                                                                     |

## Test Case 6: Not enrolled <a href="#test-case-6__003a-not-enrolled" id="test-case-6__003a-not-enrolled"></a>

| Scenario                          | Cardholder not enrolled. Issuing Bank not participating.                                                       |
| --------------------------------- | -------------------------------------------------------------------------------------------------------------- |
| Test Values                       | **Exp Date: 01/\*\*\*\***                                                                                      |
| Visa PAN                          | **4000000000000051**                                                                                           |
| Mastercard PAN                    | **5200000000000056**                                                                                           |
| American Express PAN:             | **340000000008135**                                                                                            |
| Discover PAN                      | **6011000000000053**                                                                                           |
| Diners Club PAN                   | **3005000000007269**                                                                                           |
| Expected Results - Lookup         | Enrolled = N, ACSUrl = \<blank>, Payload = \<blank>, ErrorNo = 0, ErrorDesc = \<blank>, EciFlag = \<ECI value> |
| Expected Results - Authentication | N/A                                                                                                            |
| Merchant Action                   | Merchant should submit the authorization with an ECI of 06.                                                    |
| ECI Value 06                      | Visa                                                                                                           |
| ECI Value 07                      | American Express, Discover, Diners Club                                                                        |
| ECI Value 00                      | Mastercard                                                                                                     |

## Test Case 7: Unavailable <a href="#test-case-7__003a-unavailable" id="test-case-7__003a-unavailable"></a>

| Scenario                          | Authentication unavailable (lookup message response).                                                          |
| --------------------------------- | -------------------------------------------------------------------------------------------------------------- |
| Test Values                       | **Exp Date: 01/\*\*\*\***                                                                                      |
| Visa PAN                          | **4000000000000069**                                                                                           |
| Mastercard PAN                    | **5200000000000064**                                                                                           |
| American Express PAN:             | **340000000007780**                                                                                            |
| Discover PAN                      | **6011000000000061**                                                                                           |
| Diners Club PAN                   | **3005000000006030**                                                                                           |
| Expected Results - Lookup         | Enrolled = U, ACSUrl = \<blank>, Payload = \<blank>, ErrorNo = 0, ErrorDesc = \<blank>, EciFlag = \<ECI value> |
| Expected Results - Authentication | N/A                                                                                                            |
| Merchant Action                   | Merchant should proceed with the authorization message.                                                        |
| ECI Value 07                      | Visa, American Express, Discover, Diners Club                                                                  |
| ECI Value 00                      | Mastercard                                                                                                     |

## Test Case 9: Lookup error <a href="#test-case-9__003a-lookup-error" id="test-case-9__003a-lookup-error"></a>

| Scenario                          | Error response to lookup message.                                                                                     |
| --------------------------------- | --------------------------------------------------------------------------------------------------------------------- |
| Test Values                       | **Exp Date: 01/\*\*\*\***                                                                                             |
| Visa PAN                          | **4000000000000085**                                                                                                  |
| Mastercard PAN                    | **5200000000000080**                                                                                                  |
| American Express PAN              | **340000000006337**                                                                                                   |
| Discover PAN                      | **6011000000000087**                                                                                                  |
| Diners Club PAN                   | **3005000000009877**                                                                                                  |
| Expected Results - Lookup         | Enrolled = U, ACSUrl = \<blank>, Payload = \<blank>, ErrorNo = \<value>, ErrorDesc = \<value>, EciFlag = \<ECI value> |
| Expected Results - Authentication | N/A                                                                                                                   |
| Merchant Action                   | Merchant should continue with the authorization and contact technical support to investigate and resolve the issue.   |
| ECI Value 07                      | Visa, American Express, Discover, Diners Club                                                                         |
| ECI Value 00                      | Mastercard                                                                                                            |

## Test Case 10: Authenticate error <a href="#test-case-10__003a-authenticate-error" id="test-case-10__003a-authenticate-error"></a>

| Scenario                          | Cardholder enrolled, error response to authenticate message.                                                                                                                    |
| --------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| Test Values                       | **Exp Date: 01/\*\*\*\***                                                                                                                                                       |
| Visa PAN                          | **4000000000000093**                                                                                                                                                            |
| Mastercard PAN                    | **5200000000000098**                                                                                                                                                            |
| American Express PAN              | **340000000009299**                                                                                                                                                             |
| Discover PAN                      | **6011000000000095**                                                                                                                                                            |
| Diners Club PAN                   | **3005000000005602**                                                                                                                                                            |
| Expected Results - Lookup         | Enrolled = Y, ACSUrl = \<Url>, Payload = \<value>, ErrorNo = 0, ErrorDesc = \<blank>                                                                                            |
| Expected Results - Authentication | PAResStatus = \<blank>, SignatureVerification = \<blank>, EciFlag = \<ECI value> Xid = \<blank>, Cavv = \<blank>, ErrorNo = \<value>, ErrorDesc = \<value>                      |
| Merchant Action                   | Merchants have the option of retaining the liability and submitting the transaction as non-authenticated. An alternative action would be to prompt for another form of payment. |
| ECI Value 07                      | Visa, American Express, Discover, Diners Club                                                                                                                                   |
| ECI Value 00                      | Mastercard                                                                                                                                                                      |

## Test Case 11: Authentication unavailable <a href="#test-case-11__003a-authentication-unavailable" id="test-case-11__003a-authentication-unavailable"></a>

| Scenario                          | Cardholder enrolled.                                                                                                               |
| --------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------- |
| Test Values                       | **Exp Date: 01/\*\*\*\***                                                                                                          |
| Visa PAN                          | **4000000000000036**                                                                                                               |
| Mastercard PAN                    | **5200000000000031**                                                                                                               |
| American Express PAN              | **340000000000116**                                                                                                                |
| Discover PAN                      | **6011000000000103**                                                                                                               |
| Diners Club PAN                   | **3005000000007376**                                                                                                               |
| Expected Results - Lookup         | Enrolled = Y, ACSUrl = \<Url>, Payload = \<value>, ErrorNo = 0, ErrorDesc = \<blank>                                               |
| Expected Results - Authentication | PAResStatus = U, SignatureVerification = Y, EciFlag = \<value>, Xid = \<value>, Cavv = \<blank>, ErrorNo = 0, ErrorDesc = \<value> |
| Merchant Action                   | Merchant can retry authentication or process authorization as merchant liability.                                                  |
| ECI Value 07                      | Visa, American Express, Discover, Diners Club                                                                                      |
| ECI Value 00                      | Mastercard                                                                                                                         |


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