# Test Cases for 3DS 2.1.0 / 2.2.0

{% hint style="info" %}
For all test cases, use **expiry year longer than three years from current year**.
{% endhint %}

## Frictionless Test Cases <a href="#frictionless-test-cases" id="frictionless-test-cases"></a>

### Test Case 1: Successful Frictionless Authentication

| **Scenario**                                                                                                                                                                                                                                                                                                               | Successful frictionless authentication                                                            |
| -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------------- |
| **Authentication Experience**                                                                                                                                                                                                                                                                                              | Frictionless                                                                                      |
| **Test Values**                                                                                                                                                                                                                                                                                                            | <p><strong>Visa PAN:</strong><br><br>2.1.0 : 4000000000001000<br><br>2.2.0 : 4000000000002701</p> |
| <p><strong>Mastercard PAN:</strong><br><br>2.1.0 : 5200000000001005<br><br>2.2.0 : 5200000000002235</p>                                                                                                                                                                                                                    |                                                                                                   |
| <p><strong>American Express PAN:</strong><br><br>2.1.0 : 340000000001007<br><br>2.2.0 : 340000000002708</p>                                                                                                                                                                                                                |                                                                                                   |
| <p><strong>Discover / Diners Club PAN:</strong><br><br>2.1.0 : 6011000000001002</p>                                                                                                                                                                                                                                        |                                                                                                   |
| <p><strong>JCB J/Secure PAN:</strong><br><br>2.1.0 : 3337000000000008<br><br>2.2.0 : 3338000000000296</p>                                                                                                                                                                                                                  |                                                                                                   |
| <p><strong>Cartes Bancaires (Visa) PAN:</strong><br><br>2.1.0 : 4000000000003006<br><br>2.2.0 : 4000000000004970</p>                                                                                                                                                                                                       |                                                                                                   |
| <p><strong>Cartes Bancaires (Mastercard) PAN:</strong><br><br>2.1.0 : 5200000000003001<br><br>2.2.0 : 5200000000004801</p>                                                                                                                                                                                                 |                                                                                                   |
| **Expected Results - Lookup Response**                                                                                                                                                                                                                                                                                     | Enrolled = `Y`                                                                                    |
| PAResStatus = `Y`                                                                                                                                                                                                                                                                                                          |                                                                                                   |
| SignatureVerification = `Y`                                                                                                                                                                                                                                                                                                |                                                                                                   |
| CAVV = \<CAVV Value>                                                                                                                                                                                                                                                                                                       |                                                                                                   |
| <p>EciFlag = \<ECI Value><br><br>Expected ECI Values grouped by Network:</p><ul><li><p><em>05</em><br></p><ul><li>Visa</li><li>AMEX</li><li>Discover (Diners Cub)</li><li>JCB</li><li>Cartes Bancaires (Visa)</li></ul></li><li><p><em>02</em><br></p><ul><li>Mastercard</li><li>Cartes Bancaires (MC)</li></ul></li></ul> |                                                                                                   |
| ACSUrl = \<blank>                                                                                                                                                                                                                                                                                                          |                                                                                                   |
| Payload = \<blank>                                                                                                                                                                                                                                                                                                         |                                                                                                   |
| <p>ErrorNo = <code>0</code><br><br>ErrorDesc = \<blank></p>                                                                                                                                                                                                                                                                |                                                                                                   |
| **Expected Results - Authentication**                                                                                                                                                                                                                                                                                      | N/A                                                                                               |
| **Merchant Action**                                                                                                                                                                                                                                                                                                        | Merchant should append the Cavv and EciFlag values to the authorization message.                  |

### Test Case 2: Failed frictionless authentication <a href="#test-case-2__003a-failed-frictionless-authentication" id="test-case-2__003a-failed-frictionless-authentication"></a>

| **Scenario**                                                                                                                                                                                                                                                                                                               | Failed frictionless authentication                                                                                                                                |
| -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| **Authentication Experience**                                                                                                                                                                                                                                                                                              | Frictionless                                                                                                                                                      |
| **Test Values**                                                                                                                                                                                                                                                                                                            | <p><strong>Visa PAN:</strong><br><br>2.1.0 : 4000000000001018<br><br>2.2.0 : 4000000000002925</p>                                                                 |
| <p><strong>Mastercard PAN:</strong><br><br>2.1.0 : 5200000000001013<br><br>2.2.0 : 5200000000002276</p>                                                                                                                                                                                                                    |                                                                                                                                                                   |
| <p><strong>American Express PAN:</strong><br><br>2.1.0 : 340000000001015<br><br>2.2.0 : 340000000002096</p>                                                                                                                                                                                                                |                                                                                                                                                                   |
| <p><strong>Discover (Diners Club) PAN:</strong><br><br>2.1.0 : 6011000000001010 </p>                                                                                                                                                                                                                                       |                                                                                                                                                                   |
| <p><strong>JCB J/Secure PAN:</strong><br><br>2.1.0 : 3337000000000990<br><br>2.2.0 : 3338000000000361</p>                                                                                                                                                                                                                  |                                                                                                                                                                   |
| <p><strong>Cartes Bancaires (Visa) PAN:</strong><br><br>2.1.0 : 4000000000003014<br><br>2.2.0 : 4000000000004574</p>                                                                                                                                                                                                       |                                                                                                                                                                   |
| <p><strong>Cartes Bancaires (Mastercard) PAN:</strong><br><br>2.1.0 : 5200000000003019<br><br>2.2.0 : 5200000000004538</p>                                                                                                                                                                                                 |                                                                                                                                                                   |
| **Expected Results - Lookup Response**                                                                                                                                                                                                                                                                                     | Enrolled = `Y`                                                                                                                                                    |
| PAResStatus = `N`                                                                                                                                                                                                                                                                                                          |                                                                                                                                                                   |
| SignatureVerification = `Y`                                                                                                                                                                                                                                                                                                |                                                                                                                                                                   |
| CAVV = \<blank>                                                                                                                                                                                                                                                                                                            |                                                                                                                                                                   |
| <p>EciFlag = \<ECI Value><br><br>Expected ECI Values grouped by Network:</p><ul><li><p><em>07</em><br></p><ul><li>Visa</li><li>AMEX</li><li>Discover (Diners Cub)</li><li>JCB</li><li>Cartes Bancaires (Visa)</li></ul></li><li><p><em>00</em><br></p><ul><li>Mastercard</li><li>Cartes Bancaires (MC)</li></ul></li></ul> |                                                                                                                                                                   |
| ACSUrl = \<blank>                                                                                                                                                                                                                                                                                                          |                                                                                                                                                                   |
| Payload = \<blank>                                                                                                                                                                                                                                                                                                         |                                                                                                                                                                   |
| <p>ErrorNo = <code>0</code><br><br>ErrorDesc = \<blank></p>                                                                                                                                                                                                                                                                |                                                                                                                                                                   |
| **Expected Results - Authentication**                                                                                                                                                                                                                                                                                      | N/A                                                                                                                                                               |
| **Merchant Action**                                                                                                                                                                                                                                                                                                        | Merchant should NOT continue authorization. Merchant should prompt for another form of payment and is not permitted to submit this transaction for authorization. |

### Test Case 3: Attempts frictionless authentication <a href="#test-case-3__003a-attempts-frictionless-authentication" id="test-case-3__003a-attempts-frictionless-authentication"></a>

| **Scenario**                                                                                                                                                                                                                                                                                                               | Attempts frictionless authentication                                                              |
| -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------------- |
| **Authentication Experience**                                                                                                                                                                                                                                                                                              | Frictionless                                                                                      |
| **Test Values**                                                                                                                                                                                                                                                                                                            | <p><strong>Visa PAN:</strong><br><br>2.1.0 : 4000000000001026<br><br>2.2.0 : 4000000000002719</p> |
| <p><strong>Mastercard PAN:</strong><br><br>2.1.0 : 5200000000001021<br><br>2.2.0 : 5200000000002482</p>                                                                                                                                                                                                                    |                                                                                                   |
| <p><strong>American Express PAN:</strong><br><br>2.1.0 : 340000000001023<br><br>2.2.0 : 340000000002872</p>                                                                                                                                                                                                                |                                                                                                   |
| <p><strong>Discover (Diners Club) PAN:</strong><br><br>2.1.0 : 6011000000001028 </p>                                                                                                                                                                                                                                       |                                                                                                   |
| <p><strong>JCB J/Secure PAN:</strong><br><br>2.1.0 : 3337000000007045<br><br>2.2.0 : 3338000000000585</p>                                                                                                                                                                                                                  |                                                                                                   |
| <p><strong>Cartes Bancaires (Visa) PAN:</strong><br><br>2.1.0 : 4000000000003022<br><br>2.2.0 : 4000000000004111</p>                                                                                                                                                                                                       |                                                                                                   |
| <p><strong>Cartes Bancaires (Mastercard) PAN:</strong><br><br>2.1.0 : 5200000000003027<br><br>2.2.0 : 5200000000004587</p>                                                                                                                                                                                                 |                                                                                                   |
| **Expected Results - Lookup Response**                                                                                                                                                                                                                                                                                     | Enrolled = `Y`                                                                                    |
| PAResStatus = `A`                                                                                                                                                                                                                                                                                                          |                                                                                                   |
| SignatureVerification = `Y`                                                                                                                                                                                                                                                                                                |                                                                                                   |
| CAVV = \<CAVV value>                                                                                                                                                                                                                                                                                                       |                                                                                                   |
| <p>EciFlag = \<ECI Value><br><br>Expected ECI Values grouped by Network:</p><ul><li><p><em>06</em><br></p><ul><li>Visa</li><li>AMEX</li><li>Discover (Diners Cub)</li><li>JCB</li><li>Cartes Bancaires (Visa)</li></ul></li><li><p><em>01</em><br></p><ul><li>Mastercard</li><li>Cartes Bancaires (MC)</li></ul></li></ul> |                                                                                                   |
| ACSUrl = \<blank>                                                                                                                                                                                                                                                                                                          |                                                                                                   |
| Payload = \<blank>                                                                                                                                                                                                                                                                                                         |                                                                                                   |
| <p>ErrorNo = <code>0</code><br><br>ErrorDesc = \<blank></p>                                                                                                                                                                                                                                                                |                                                                                                   |
| **Expected Results - Authentication**                                                                                                                                                                                                                                                                                      | N/A                                                                                               |
| **Merchant Action**                                                                                                                                                                                                                                                                                                        | Merchant should append Cavv and EciFlag to the authorization message.                             |

### Test Case 4: Unavailable frictionless authentication from the issuer <a href="#test-case-4__003a-unavailable-frictionless-authentication-from-the-issuer" id="test-case-4__003a-unavailable-frictionless-authentication-from-the-issuer"></a>

| **Scenario**                                                                                                                                                                                                                                                                                                               | Unavailable frictionless authentication from the issuer                                           |
| -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------------- |
| **Authentication Experience**                                                                                                                                                                                                                                                                                              | Frictionless                                                                                      |
| **Test Values**                                                                                                                                                                                                                                                                                                            | <p><strong>Visa PAN:</strong><br><br>2.1.0 : 4000000000001034<br><br>2.2.0 : 4000000000002313</p> |
| <p><strong>Mastercard PAN:</strong><br><br>2.1.0 : 5200000000001039<br><br>2.2.0 : 5200000000002268</p>                                                                                                                                                                                                                    |                                                                                                   |
| <p><strong>American Express PAN:</strong><br><br>2.1.0 : 340000000001031<br><br>2.2.0 : 340000000002922</p>                                                                                                                                                                                                                |                                                                                                   |
| <p><strong>Discover (Diners Club) PAN:</strong><br><br>2.1.0 : 6011000000001036 </p>                                                                                                                                                                                                                                       |                                                                                                   |
| <p><strong>JCB J/Secure PAN:</strong><br><br>2.1.0 : 3337000000000735<br><br>2.2.0 : 3338000000000221</p>                                                                                                                                                                                                                  |                                                                                                   |
| <p><strong>Cartes Bancaires (Visa) PAN:</strong><br><br>2.1.0 : 4000000000003030<br><br>2.2.0 : 4000000000004160</p>                                                                                                                                                                                                       |                                                                                                   |
| <p><strong>Cartes Bancaires (Mastercard) PAN:</strong><br><br>2.1.0 : 5200000000003035<br><br>2.2.0 : 5200000000004306</p>                                                                                                                                                                                                 |                                                                                                   |
| **Expected Results - Lookup Response**                                                                                                                                                                                                                                                                                     | Enrolled = `Y`                                                                                    |
| PAResStatus = `U`                                                                                                                                                                                                                                                                                                          |                                                                                                   |
| SignatureVerification = `Y`                                                                                                                                                                                                                                                                                                |                                                                                                   |
| CAVV = \<blank>                                                                                                                                                                                                                                                                                                            |                                                                                                   |
| <p>EciFlag = \<ECI Value><br><br>Expected ECI Values grouped by Network:</p><ul><li><p><em>07</em><br></p><ul><li>Visa</li><li>AMEX</li><li>Discover (Diners Cub)</li><li>JCB</li><li>Cartes Bancaires (Visa)</li></ul></li><li><p><em>00</em><br></p><ul><li>Mastercard</li><li>Cartes Bancaires (MC)</li></ul></li></ul> |                                                                                                   |
| ACSUrl = \<blank>                                                                                                                                                                                                                                                                                                          |                                                                                                   |
| Payload = \<blank>                                                                                                                                                                                                                                                                                                         |                                                                                                   |
| <p>ErrorNo = <code>0</code><br><br>ErrorDesc = \<blank></p>                                                                                                                                                                                                                                                                |                                                                                                   |
| **Expected Results - Authentication**                                                                                                                                                                                                                                                                                      | N/A                                                                                               |
| **Merchant Action**                                                                                                                                                                                                                                                                                                        | Merchant should proceed with the authorization message.                                           |

### Test Case 5: Rejected frictionless authentication by the issuer <a href="#test-case-5__003a-rejected-frictionless-authentication-by-the-issuer" id="test-case-5__003a-rejected-frictionless-authentication-by-the-issuer"></a>

| **Scenario**                                                                                                                                                                                                                                                                                                               | Rejected frictionless authentication by the issuer                                                                                                                     |
| -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| **Authentication Experience**                                                                                                                                                                                                                                                                                              | Frictionless                                                                                                                                                           |
| **Test Values**                                                                                                                                                                                                                                                                                                            | <p><strong>Visa PAN:</strong><br><br>2.1.0 : 4000000000001042<br><br>2.2.0 : 4000000000002537</p>                                                                      |
| <p><strong>Mastercard PAN:</strong><br><br>2.1.0 : 5200000000001047<br><br>2.2.0 : 5200000000002185</p>                                                                                                                                                                                                                    |                                                                                                                                                                        |
| <p><strong>American Express PAN:</strong><br><br>2.1.0 : 340000000001049<br><br>2.2.0 : 340000000002062</p>                                                                                                                                                                                                                |                                                                                                                                                                        |
| <p><strong>Discover (Diners Club) PAN:</strong><br><br>2.1.0 : 6011000000001044 </p>                                                                                                                                                                                                                                       |                                                                                                                                                                        |
| <p><strong>JCB J/Secure PAN:</strong><br><br>2.1.0 : 3337000000000321<br><br>2.2.0 : 3338000000000734</p>                                                                                                                                                                                                                  |                                                                                                                                                                        |
| <p><strong>Cartes Bancaires (Visa) PAN:</strong><br><br>2.1.0 : 4000000000003048<br><br>2.2.0 : 4000000000004517</p>                                                                                                                                                                                                       |                                                                                                                                                                        |
| <p><strong>Cartes Bancaires (Mastercard) PAN:</strong><br><br>2.1.0 : 5200000000003043<br><br>2.2.0 : 5200000000004405</p>                                                                                                                                                                                                 |                                                                                                                                                                        |
| **Expected Results - Lookup Response**                                                                                                                                                                                                                                                                                     | Enrolled = `Y`                                                                                                                                                         |
| PAResStatus = `R`                                                                                                                                                                                                                                                                                                          |                                                                                                                                                                        |
| SignatureVerification = `Y`                                                                                                                                                                                                                                                                                                |                                                                                                                                                                        |
| CAVV = \<blank>                                                                                                                                                                                                                                                                                                            |                                                                                                                                                                        |
| <p>EciFlag = \<ECI Value><br><br>Expected ECI Values grouped by Network:</p><ul><li><p><em>07</em><br></p><ul><li>Visa</li><li>AMEX</li><li>Discover (Diners Cub)</li><li>JCB</li><li>Cartes Bancaires (Visa)</li></ul></li><li><p><em>00</em><br></p><ul><li>Mastercard</li><li>Cartes Bancaires (MC)</li></ul></li></ul> |                                                                                                                                                                        |
| ACSUrl = \<blank>                                                                                                                                                                                                                                                                                                          |                                                                                                                                                                        |
| Payload = \<blank>                                                                                                                                                                                                                                                                                                         |                                                                                                                                                                        |
| <p>ErrorNo = <code>0</code><br><br>ErrorDesc = \<blank></p>                                                                                                                                                                                                                                                                |                                                                                                                                                                        |
| **Expected Results - Authentication**                                                                                                                                                                                                                                                                                      | N/A                                                                                                                                                                    |
| **Merchant Action**                                                                                                                                                                                                                                                                                                        | Merchant should NOT continue with authorization. Merchant should prompt for another form of payment and is not permitted to submit this transaction for authorization. |

### Test Case 6: Authentication not available on lookup <a href="#test-case-6__003a-authentication-not-available-on-lookup" id="test-case-6__003a-authentication-not-available-on-lookup"></a>

| **Scenario**                                                                                                                                                                                                                                                                                                               | Authentication not available on lookup                                                            |
| -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------------- |
| **Authentication Experience**                                                                                                                                                                                                                                                                                              | Frictionless                                                                                      |
| **Test Values**                                                                                                                                                                                                                                                                                                            | <p><strong>Visa PAN:</strong><br><br>2.1.0 : 4000000000001059<br><br>2.2.0 : 4000000000002990</p> |
| <p><strong>Mastercard PAN:</strong><br><br>2.1.0 : 5200000000001054<br><br>2.2.0 : 5200000000002409</p>                                                                                                                                                                                                                    |                                                                                                   |
| <p><strong>American Express PAN:</strong><br><br>2.1.0 : 340000000001056<br><br>2.2.0 : 340000000002468</p>                                                                                                                                                                                                                |                                                                                                   |
| <p><strong>Discover (Diners Club) PAN:</strong><br><br>2.1.0 : 6011000000001051 </p>                                                                                                                                                                                                                                       |                                                                                                   |
| <p><strong>JCB J/Secure PAN:</strong><br><br>2.1.0 : 3337000000006765<br><br>2.2.0 : 3338000000000940</p>                                                                                                                                                                                                                  |                                                                                                   |
| <p><strong>Cartes Bancaires (Visa) PAN:</strong><br><br>2.1.0 : 4000000000003055<br><br>2.2.0 : 4000000000004285</p>                                                                                                                                                                                                       |                                                                                                   |
| <p><strong>Cartes Bancaires (Mastercard) PAN:</strong><br><br>2.1.0 : 5200000000003050<br><br>2.2.0 : 5200000000004090</p>                                                                                                                                                                                                 |                                                                                                   |
| **Expected Results - Lookup Response**                                                                                                                                                                                                                                                                                     | Enrolled = `U`                                                                                    |
| PAResStatus = \<blank>                                                                                                                                                                                                                                                                                                     |                                                                                                   |
| SignatureVerification = \<blank>                                                                                                                                                                                                                                                                                           |                                                                                                   |
| CAVV = \<blank>                                                                                                                                                                                                                                                                                                            |                                                                                                   |
| <p>EciFlag = \<ECI Value><br><br>Expected ECI Values grouped by Network:</p><ul><li><p><em>07</em><br></p><ul><li>Visa</li><li>AMEX</li><li>Discover (Diners Cub)</li><li>JCB</li><li>Cartes Bancaires (Visa)</li></ul></li><li><p><em>00</em><br></p><ul><li>Mastercard</li><li>Cartes Bancaires (MC)</li></ul></li></ul> |                                                                                                   |
| ACSUrl = \<blank>                                                                                                                                                                                                                                                                                                          |                                                                                                   |
| Payload = \<blank>                                                                                                                                                                                                                                                                                                         |                                                                                                   |
| <p>ErrorNo = <code>0</code><br><br>ErrorDesc = \<blank></p>                                                                                                                                                                                                                                                                |                                                                                                   |
| **Expected Results - Authentication**                                                                                                                                                                                                                                                                                      | N/A                                                                                               |
| **Merchant Action**                                                                                                                                                                                                                                                                                                        | Merchant should proceed with the authorization message.                                           |

### Test Case 7: Error on lookup <a href="#test-case-7__003a-error-on-lookup" id="test-case-7__003a-error-on-lookup"></a>

| **Scenario**                                                                                                                                                                                                                                                                                                               | Error on lookup                                                                                   |
| -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------------- |
| **Authentication Experience**                                                                                                                                                                                                                                                                                              | Frictionless                                                                                      |
| **Test Values**                                                                                                                                                                                                                                                                                                            | <p><strong>Visa PAN:</strong><br><br>2.1.0 : 4000000000001067<br><br>2.2.0 : 4000000000002446</p> |
| <p><strong>Mastercard PAN:</strong><br><br>2.1.0 : 5200000000001062<br><br>2.2.0 : 5200000000002037</p>                                                                                                                                                                                                                    |                                                                                                   |
| <p><strong>American Express PAN:</strong><br><br>2.1.0 : 340000000001064<br><br>2.2.0 : 340000000002732</p>                                                                                                                                                                                                                |                                                                                                   |
| <p><strong>Discover (Diners Club) PAN:</strong><br><br>2.1.0 : 6011000000001069 </p>                                                                                                                                                                                                                                       |                                                                                                   |
| <p><strong>JCB J/Secure PAN:</strong><br><br>2.1.0 : 3337000000000016<br><br>2.2.0 : 3338000000000650</p>                                                                                                                                                                                                                  |                                                                                                   |
| <p><strong>Cartes Bancaires (Visa) PAN:</strong><br><br>2.1.0 : 4000000000003063<br><br>2.2.0 : 4000000000004194</p>                                                                                                                                                                                                       |                                                                                                   |
| <p><strong>Cartes Bancaires (Mastercard) PAN:</strong><br><br>2.1.0 : 5200000000003068<br><br>2.2.0 : 5200000000004058</p>                                                                                                                                                                                                 |                                                                                                   |
| **Expected Results - Lookup Response**                                                                                                                                                                                                                                                                                     | Enrolled = `U`                                                                                    |
| PAResStatus = \<blank>                                                                                                                                                                                                                                                                                                     |                                                                                                   |
| SignatureVerification = \<blank>                                                                                                                                                                                                                                                                                           |                                                                                                   |
| CAVV = \<blank>                                                                                                                                                                                                                                                                                                            |                                                                                                   |
| <p>EciFlag = \<ECI Value><br><br>Expected ECI Values grouped by Network:</p><ul><li><p><em>07</em><br></p><ul><li>Visa</li><li>AMEX</li><li>Discover (Diners Cub)</li><li>JCB</li><li>Cartes Bancaires (Visa)</li></ul></li><li><p><em>00</em><br></p><ul><li>Mastercard</li><li>Cartes Bancaires (MC)</li></ul></li></ul> |                                                                                                   |
| ACSUrl = \<blank>                                                                                                                                                                                                                                                                                                          |                                                                                                   |
| Payload = \<blank>                                                                                                                                                                                                                                                                                                         |                                                                                                   |
| <p>ErrorNo = \<value><br><br>ErrorDesc = \<value></p>                                                                                                                                                                                                                                                                      |                                                                                                   |
| **Expected Results - Authentication**                                                                                                                                                                                                                                                                                      | N/A                                                                                               |
| **Merchant Action**                                                                                                                                                                                                                                                                                                        | Merchant should proceed with the authorization message.                                           |

### Test Case 8: Timeout on lookup transaction <a href="#test-case-8__003a-timeout-on-lookup-transaction" id="test-case-8__003a-timeout-on-lookup-transaction"></a>

| **Scenario**                                                                                                                                                                                                                                                                                                               | Timeout on lookup transaction                                                                     |
| -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------------- |
| **Authentication Experience**                                                                                                                                                                                                                                                                                              | Frictionless                                                                                      |
| **Test Values**                                                                                                                                                                                                                                                                                                            | <p><strong>Visa PAN:</strong><br><br>2.1.0 : 4000000000001075<br><br>2.2.0 : 4000000000002354</p> |
| <p><strong>Mastercard PAN:</strong><br><br>2.1.0 : 5200000000001070<br><br>2.2.0 : 5200000000002326</p>                                                                                                                                                                                                                    |                                                                                                   |
| <p><strong>American Express PAN:</strong><br><br>2.1.0 : 340000000001072<br><br>2.2.0 : 340000000002047</p>                                                                                                                                                                                                                |                                                                                                   |
| <p><strong>Discover (Diners Club) PAN:</strong><br><br>2.1.0 : 6011000000001077 </p>                                                                                                                                                                                                                                       |                                                                                                   |
| <p><strong>JCB J/Secure PAN:</strong><br><br>2.1.0 : 3337000000000081<br><br>2.2.0 : 3338000000000577</p>                                                                                                                                                                                                                  |                                                                                                   |
| <p><strong>Cartes Bancaires (Visa) PAN:</strong><br><br>2.1.0 : 4000000000003071<br><br>2.2.0 : 4000000000004277</p>                                                                                                                                                                                                       |                                                                                                   |
| <p><strong>Cartes Bancaires (Mastercard) PAN:</strong><br><br>2.1.0 : 5200000000003076<br><br>2.2.0 : 5200000000004694</p>                                                                                                                                                                                                 |                                                                                                   |
| **Expected Results - Lookup Response**                                                                                                                                                                                                                                                                                     | Enrolled = `U`                                                                                    |
| PAResStatus = \<blank>                                                                                                                                                                                                                                                                                                     |                                                                                                   |
| SignatureVerification = \<blank>                                                                                                                                                                                                                                                                                           |                                                                                                   |
| CAVV = \<blank>                                                                                                                                                                                                                                                                                                            |                                                                                                   |
| <p>EciFlag = \<ECI Value><br><br>Expected ECI Values grouped by Network:</p><ul><li><p><em>07</em><br></p><ul><li>Visa</li><li>AMEX</li><li>Discover (Diners Cub)</li><li>JCB</li><li>Cartes Bancaires (Visa)</li></ul></li><li><p><em>00</em><br></p><ul><li>Mastercard</li><li>Cartes Bancaires (MC)</li></ul></li></ul> |                                                                                                   |
| ACSUrl = \<blank>                                                                                                                                                                                                                                                                                                          |                                                                                                   |
| Payload = \<blank>                                                                                                                                                                                                                                                                                                         |                                                                                                   |
| <p>ErrorNo = \<value><br><br>ErrorDesc = \<value></p>                                                                                                                                                                                                                                                                      |                                                                                                   |
| **Expected Results - Authentication**                                                                                                                                                                                                                                                                                      | N/A                                                                                               |
| **Merchant Action**                                                                                                                                                                                                                                                                                                        | Merchant should proceed with the authorization message.                                           |

## Challenge Test Cases <a href="#challenge-test-cases" id="challenge-test-cases"></a>

### Test Case 9: Successful step up authentication

| **Scenario**                                                                                                                                                                                                                                                                                                               | Successful step up authentication                                                                 |
| -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------------- |
| **Authentication Experience**                                                                                                                                                                                                                                                                                              | Challenge                                                                                         |
| **Test Values**                                                                                                                                                                                                                                                                                                            | <p><strong>Visa PAN:</strong><br><br>2.1.0 : 4000000000001091<br><br>2.2.0 : 4000000000002503</p> |
| <p><strong>Mastercard PAN:</strong><br><br>2.1.0 : 5200000000001096<br><br>2.2.0 : 5200000000002151</p>                                                                                                                                                                                                                    |                                                                                                   |
| <p><strong>American Express PAN:</strong><br><br>2.1.0 : 340000000001098<br><br>2.2.0 : 340000000002534</p>                                                                                                                                                                                                                |                                                                                                   |
| <p><strong>Discover (Diners Club) PAN:</strong><br><br>2.1.0 : 6011000000001093 </p>                                                                                                                                                                                                                                       |                                                                                                   |
| <p><strong>JCB J/Secure PAN:</strong><br><br>2.1.0 : 3337000000200004<br><br>2.2.0 : 3338000000000569</p>                                                                                                                                                                                                                  |                                                                                                   |
| <p><strong>Cartes Bancaires (Visa) PAN:</strong><br><br>2.1.0 : 4000000000003139<br><br>2.2.0 : 4000000000004855</p>                                                                                                                                                                                                       |                                                                                                   |
| <p><strong>Cartes Bancaires (Mastercard) PAN:</strong><br><br>2.1.0 : 5200000000003092<br><br>2.2.0 : 5200000000004074</p>                                                                                                                                                                                                 |                                                                                                   |
| **Expected Results - Lookup Response**                                                                                                                                                                                                                                                                                     | Enrolled = `Y`                                                                                    |
| PAResStatus = `C`                                                                                                                                                                                                                                                                                                          |                                                                                                   |
| SignatureVerification = `Y`                                                                                                                                                                                                                                                                                                |                                                                                                   |
| CAVV = \<blank>                                                                                                                                                                                                                                                                                                            |                                                                                                   |
| <p>EciFlag = \<ECI Value><br><br>Expected ECI Values grouped by Network:</p><ul><li><p><em>07</em><br></p><ul><li>Visa</li><li>AMEX</li><li>Discover (Diners Cub)</li><li>JCB</li><li>Cartes Bancaires (Visa)</li></ul></li><li><p><em>00</em><br></p><ul><li>Mastercard</li><li>Cartes Bancaires (MC)</li></ul></li></ul> |                                                                                                   |
| ACSUrl = \<Url>                                                                                                                                                                                                                                                                                                            |                                                                                                   |
| Payload = \<value>                                                                                                                                                                                                                                                                                                         |                                                                                                   |
| <p>ErrorNo = <code>0</code><br><br>ErrorDesc = \<blank></p>                                                                                                                                                                                                                                                                |                                                                                                   |
| **Expected Results - Authentication**                                                                                                                                                                                                                                                                                      | PAResStatus = `Y`                                                                                 |
| SignatureVerification = `Y`                                                                                                                                                                                                                                                                                                |                                                                                                   |
| CAVV = \<CAVV Value>                                                                                                                                                                                                                                                                                                       |                                                                                                   |
| <p>EciFlag = \<ECI Value><br><br>Expected ECI Values grouped by Network:</p><ul><li><p><em>05</em><br></p><ul><li>Visa</li><li>AMEX</li><li>Discover (Diners Cub)</li><li>JCB</li><li>Cartes Bancaires (Visa)</li></ul></li><li><p><em>02</em><br></p><ul><li>Mastercard</li><li>Cartes Bancaires (MC)</li></ul></li></ul> |                                                                                                   |
| <p>ErrorNo = <code>0</code><br><br>ErrorDesc = \<blank></p>                                                                                                                                                                                                                                                                |                                                                                                   |
| **Merchant Action**                                                                                                                                                                                                                                                                                                        | Merchant should append Cavv and EciFlag to the authorization message.                             |

### Test Case 10: Failed step up authentication <a href="#test-case-10__003a-failed-step-up-authentication" id="test-case-10__003a-failed-step-up-authentication"></a>

| **Scenario**                                                                                                                                                                                                                                                                                                               | Failed step up authentication                                                                                                                                          |
| -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| **Authentication Experience**                                                                                                                                                                                                                                                                                              | Challenge                                                                                                                                                              |
| **Test Values**                                                                                                                                                                                                                                                                                                            | <p><strong>Visa PAN:</strong><br><br>2.1.0 : 4000000000001109<br><br>2.2.0 : 4000000000002370</p>                                                                      |
| <p><strong>Mastercard PAN:</strong><br><br>2.1.0 : 5200000000001104<br><br>2.2.0 : 5200000000002490</p>                                                                                                                                                                                                                    |                                                                                                                                                                        |
| <p><strong>American Express PAN:</strong><br><br>2.1.0 : 340000000001106<br><br>2.2.0 : 340000000002237</p>                                                                                                                                                                                                                |                                                                                                                                                                        |
| <p><strong>Discover (Diners Club) PAN:</strong><br><br>2.1.0 : 6011000000001101 </p>                                                                                                                                                                                                                                       |                                                                                                                                                                        |
| <p><strong>JCB J/Secure PAN:</strong><br><br>2.1.0 : 3337000000200087<br><br>2.2.0 : 3338000000000874</p>                                                                                                                                                                                                                  |                                                                                                                                                                        |
| <p><strong>Cartes Bancaires (Visa) PAN:</strong><br><br>2.1.0 : 4000000000003097<br><br>2.2.0 : 4000000000004293</p>                                                                                                                                                                                                       |                                                                                                                                                                        |
| <p><strong>Cartes Bancaires (Mastercard) PAN:</strong><br><br>2.1.0 : 5200000000003100<br><br>2.2.0 : 5200000000004041</p>                                                                                                                                                                                                 |                                                                                                                                                                        |
| **Expected Results - Lookup Response**                                                                                                                                                                                                                                                                                     | Enrolled = `Y`                                                                                                                                                         |
| PAResStatus = `C`                                                                                                                                                                                                                                                                                                          |                                                                                                                                                                        |
| SignatureVerification = `Y`                                                                                                                                                                                                                                                                                                |                                                                                                                                                                        |
| CAVV = \<blank>                                                                                                                                                                                                                                                                                                            |                                                                                                                                                                        |
| <p>EciFlag = \<ECI Value><br><br>Expected ECI Values grouped by Network:</p><ul><li><p><em>07</em><br></p><ul><li>Visa</li><li>AMEX</li><li>Discover (Diners Cub)</li><li>JCB</li><li>Cartes Bancaires (Visa)</li></ul></li><li><p><em>00</em><br></p><ul><li>Mastercard</li><li>Cartes Bancaires (MC)</li></ul></li></ul> |                                                                                                                                                                        |
| ACSUrl = \<Url>                                                                                                                                                                                                                                                                                                            |                                                                                                                                                                        |
| Payload = \<value>                                                                                                                                                                                                                                                                                                         |                                                                                                                                                                        |
| <p>ErrorNo = <code>0</code><br><br>ErrorDesc = \<blank></p>                                                                                                                                                                                                                                                                |                                                                                                                                                                        |
| **Expected Results - Authentication**                                                                                                                                                                                                                                                                                      | PAResStatus = `N`                                                                                                                                                      |
| SignatureVerification = `Y`                                                                                                                                                                                                                                                                                                |                                                                                                                                                                        |
| CAVV = \<blank>                                                                                                                                                                                                                                                                                                            |                                                                                                                                                                        |
| <p>EciFlag = \<ECI Value><br><br>Expected ECI Values grouped by Network:</p><ul><li><p><em>07</em><br></p><ul><li>Visa</li><li>AMEX</li><li>Discover (Diners Cub)</li><li>JCB</li><li>Cartes Bancaires (Visa)</li></ul></li><li><p><em>00</em><br></p><ul><li>Mastercard</li><li>Cartes Bancaires (MC)</li></ul></li></ul> |                                                                                                                                                                        |
| <p>ErrorNo = <code>0</code><br><br>ErrorDesc = \<blank></p>                                                                                                                                                                                                                                                                |                                                                                                                                                                        |
| **Merchant Action**                                                                                                                                                                                                                                                                                                        | Merchant should NOT continue with authorization. Merchant should prompt for another form of payment and is not permitted to submit this transaction for authorization. |

### Test Case 11: Step up authentication is unavailable <a href="#test-case-11__003a-step-up-authentication-is-unavailable" id="test-case-11__003a-step-up-authentication-is-unavailable"></a>

| **Scenario**                                                                                                                                                                                                                                                                                                               | Step up authentication is unavailable                                                             |
| -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------------- |
| **Authentication Experience**                                                                                                                                                                                                                                                                                              | Challenge                                                                                         |
| **Test Values**                                                                                                                                                                                                                                                                                                            | <p><strong>Visa PAN:</strong><br><br>2.1.0 : 4000000000001117<br><br>2.2.0 : 4000000000002420</p> |
| <p><strong>Mastercard PAN:</strong><br><br>2.1.0 : 5200000000001112<br><br>2.2.0 : 5200000000002664</p>                                                                                                                                                                                                                    |                                                                                                   |
| <p><strong>American Express PAN:</strong><br><br>2.1.0 : 340000000001114<br><br>2.2.0 : 340000000002484</p>                                                                                                                                                                                                                |                                                                                                   |
| <p><strong>Discover (Diners Club) PAN:</strong><br><br>2.1.0 : 6011000000001119 </p>                                                                                                                                                                                                                                       |                                                                                                   |
| <p><strong>JCB J/Secure PAN:</strong><br><br>2.1.0 : 3337000000200079<br><br>2.2.0 : 3338000000000981</p>                                                                                                                                                                                                                  |                                                                                                   |
| <p><strong>Cartes Bancaires (Visa) PAN:</strong><br><br>2.1.0 : 4000000000003105<br><br>2.2.0 : 4000000000004640</p>                                                                                                                                                                                                       |                                                                                                   |
| <p><strong>Cartes Bancaires (Mastercard) PAN:</strong><br><br>2.1.0 : 5200000000003118<br><br>2.2.0 : 5200000000004124</p>                                                                                                                                                                                                 |                                                                                                   |
| **Expected Results - Lookup Response**                                                                                                                                                                                                                                                                                     | Enrolled = `Y`                                                                                    |
| PAResStatus = `C`                                                                                                                                                                                                                                                                                                          |                                                                                                   |
| SignatureVerification = `Y`                                                                                                                                                                                                                                                                                                |                                                                                                   |
| CAVV = \<blank>                                                                                                                                                                                                                                                                                                            |                                                                                                   |
| <p>EciFlag = \<ECI Value><br><br>Expected ECI Values grouped by Network:</p><ul><li><p><em>07</em><br></p><ul><li>Visa</li><li>AMEX</li><li>Discover (Diners Cub)</li><li>JCB</li><li>Cartes Bancaires (Visa)</li></ul></li><li><p><em>00</em><br></p><ul><li>Mastercard</li><li>Cartes Bancaires (MC)</li></ul></li></ul> |                                                                                                   |
| ACSUrl = \<Url>                                                                                                                                                                                                                                                                                                            |                                                                                                   |
| Payload = \<value>                                                                                                                                                                                                                                                                                                         |                                                                                                   |
| <p>ErrorNo = <code>0</code><br><br>ErrorDesc = \<blank></p>                                                                                                                                                                                                                                                                |                                                                                                   |
| **Expected Results - Authentication**                                                                                                                                                                                                                                                                                      | PAResStatus = `U`                                                                                 |
| SignatureVerification = `Y`                                                                                                                                                                                                                                                                                                |                                                                                                   |
| CAVV = \<blank>                                                                                                                                                                                                                                                                                                            |                                                                                                   |
| <p>EciFlag = \<ECI Value><br><br>Expected ECI Values grouped by Network:</p><ul><li><p><em>07</em><br></p><ul><li>Visa</li><li>AMEX</li><li>Discover (Diners Cub)</li><li>JCB</li><li>Cartes Bancaires (Visa)</li></ul></li><li><p><em>00</em><br></p><ul><li>Mastercard</li><li>Cartes Bancaires (MC)</li></ul></li></ul> |                                                                                                   |
| <p>ErrorNo = <code>0</code><br><br>ErrorDesc = \<blank></p>                                                                                                                                                                                                                                                                |                                                                                                   |
| **Merchant Action**                                                                                                                                                                                                                                                                                                        | Merchant can retry authentication or process authorization as merchant liability.                 |

### Test Case 12: Error on authentication <a href="#test-case-12__003a-error-on-authentication" id="test-case-12__003a-error-on-authentication"></a>

| **Scenario**                                                                                                                                                                                                                                                                                                               | Error on authentication                                                                                                                                                         |
| -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| **Authentication Experience**                                                                                                                                                                                                                                                                                              | Challenge                                                                                                                                                                       |
| **Test Values**                                                                                                                                                                                                                                                                                                            | <p><strong>Visa PAN:</strong><br><br>2.1.0 : 4000000000001125<br><br>2.2.0 : 4000000000002644</p>                                                                               |
| <p><strong>Mastercard PAN:</strong><br><br>2.1.0 : 5200000000001120<br><br>2.2.0 : 5200000000002656</p>                                                                                                                                                                                                                    |                                                                                                                                                                                 |
| <p><strong>American Express PAN:</strong><br><br>2.1.0 : 340000000001122<br><br>2.2.0 : 340000000002351</p>                                                                                                                                                                                                                |                                                                                                                                                                                 |
| <p><strong>Discover (Diners Club) PAN:</strong><br><br>2.1.0 : 6011000000001127 </p>                                                                                                                                                                                                                                       |                                                                                                                                                                                 |
| <p><strong>JCB J/Secure PAN:</strong><br><br>2.1.0 : 6011000000001127<br><br>2.2.0 : 3338000000000676</p>                                                                                                                                                                                                                  |                                                                                                                                                                                 |
| <p><strong>Cartes Bancaires (Visa) PAN:</strong><br><br>2.1.0 : 4000000000003113<br><br>2.2.0 : 4000000000004913</p>                                                                                                                                                                                                       |                                                                                                                                                                                 |
| <p><strong>Cartes Bancaires (Mastercard) PAN:</strong><br><br>2.1.0 : 5200000000003126<br><br>2.2.0 : 5200000000004611</p>                                                                                                                                                                                                 |                                                                                                                                                                                 |
| **Expected Results - Lookup Response**                                                                                                                                                                                                                                                                                     | Enrolled = `Y`                                                                                                                                                                  |
| PAResStatus = `C`                                                                                                                                                                                                                                                                                                          |                                                                                                                                                                                 |
| SignatureVerification = `Y`                                                                                                                                                                                                                                                                                                |                                                                                                                                                                                 |
| CAVV = \<blank>                                                                                                                                                                                                                                                                                                            |                                                                                                                                                                                 |
| <p>EciFlag = \<ECI Value><br><br>Expected ECI Values grouped by Network:</p><ul><li><p><em>07</em><br></p><ul><li>Visa</li><li>AMEX</li><li>Discover (Diners Cub)</li><li>JCB</li><li>Cartes Bancaires (Visa)</li></ul></li><li><p><em>00</em><br></p><ul><li>Mastercard</li><li>Cartes Bancaires (MC)</li></ul></li></ul> |                                                                                                                                                                                 |
| ACSUrl = \<Url>                                                                                                                                                                                                                                                                                                            |                                                                                                                                                                                 |
| Payload = \<value>                                                                                                                                                                                                                                                                                                         |                                                                                                                                                                                 |
| <p>ErrorNo = <code>0</code><br><br>ErrorDesc = \<blank></p>                                                                                                                                                                                                                                                                |                                                                                                                                                                                 |
| **Expected Results - Authentication**                                                                                                                                                                                                                                                                                      | PAResStatus = \<blank>                                                                                                                                                          |
| SignatureVerification = \<blank>                                                                                                                                                                                                                                                                                           |                                                                                                                                                                                 |
| CAVV = \<blank>                                                                                                                                                                                                                                                                                                            |                                                                                                                                                                                 |
| <p>EciFlag = \<ECI Value><br><br>Expected ECI Values grouped by Network:</p><ul><li><p><em>07</em><br></p><ul><li>Visa</li><li>AMEX</li><li>Discover (Diners Cub)</li><li>JCB</li><li>Cartes Bancaires (Visa)</li></ul></li><li><p><em>00</em><br></p><ul><li>Mastercard</li><li>Cartes Bancaires (MC)</li></ul></li></ul> |                                                                                                                                                                                 |
| <p>ErrorNo = \<value><br><br>ErrorDesc = \<value></p>                                                                                                                                                                                                                                                                      |                                                                                                                                                                                 |
| **Merchant Action**                                                                                                                                                                                                                                                                                                        | Merchants have the option of retaining the liability and submitting the transaction as non-authenticated. An alternative action would be to prompt for another form of payment. |


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