Test Cases for 3DS 2.1.0 / 2.2.0

For all test cases, use expiry year longer than three years from current year.

Frictionless Test Cases

Test Case 1: Successful Frictionless Authentication

Scenario	Successful frictionless authentication
Authentication Experience	Frictionless
Test Values	Visa PAN: 2.1.0 : 4000000000001000 2.2.0 : 4000000000002701
Mastercard PAN: 2.1.0 : 5200000000001005 2.2.0 : 5200000000002235
American Express PAN: 2.1.0 : 340000000001007 2.2.0 : 340000000002708
Discover / Diners Club PAN: 2.1.0 : 6011000000001002
JCB J/Secure PAN: 2.1.0 : 3337000000000008 2.2.0 : 3338000000000296
Cartes Bancaires (Visa) PAN: 2.1.0 : 4000000000003006 2.2.0 : 4000000000004970
Cartes Bancaires (Mastercard) PAN: 2.1.0 : 5200000000003001 2.2.0 : 5200000000004801
Expected Results - Lookup Response	Enrolled = Y
PAResStatus = Y
SignatureVerification = Y
CAVV = <CAVV Value>
EciFlag = <ECI Value> Expected ECI Values grouped by Network: 05 Visa AMEX Discover (Diners Cub) JCB Cartes Bancaires (Visa) 02 Mastercard Cartes Bancaires (MC)
ACSUrl = <blank>
Payload = <blank>
ErrorNo = 0 ErrorDesc = <blank>
Expected Results - Authentication	N/A
Merchant Action	Merchant should append the Cavv and EciFlag values to the authorization message.

Test Case 2: Failed frictionless authentication

Scenario	Failed frictionless authentication
Authentication Experience	Frictionless
Test Values	Visa PAN: 2.1.0 : 4000000000001018 2.2.0 : 4000000000002925
Mastercard PAN: 2.1.0 : 5200000000001013 2.2.0 : 5200000000002276
American Express PAN: 2.1.0 : 340000000001015 2.2.0 : 340000000002096
Discover (Diners Club) PAN: 2.1.0 : 6011000000001010
JCB J/Secure PAN: 2.1.0 : 3337000000000990 2.2.0 : 3338000000000361
Cartes Bancaires (Visa) PAN: 2.1.0 : 4000000000003014 2.2.0 : 4000000000004574
Cartes Bancaires (Mastercard) PAN: 2.1.0 : 5200000000003019 2.2.0 : 5200000000004538
Expected Results - Lookup Response	Enrolled = Y
PAResStatus = N
SignatureVerification = Y
CAVV = <blank>
EciFlag = <ECI Value> Expected ECI Values grouped by Network: 07 Visa AMEX Discover (Diners Cub) JCB Cartes Bancaires (Visa) 00 Mastercard Cartes Bancaires (MC)
ACSUrl = <blank>
Payload = <blank>
ErrorNo = 0 ErrorDesc = <blank>
Expected Results - Authentication	N/A
Merchant Action	Merchant should NOT continue authorization. Merchant should prompt for another form of payment and is not permitted to submit this transaction for authorization.

Test Case 3: Attempts frictionless authentication

Scenario	Attempts frictionless authentication
Authentication Experience	Frictionless
Test Values	Visa PAN: 2.1.0 : 4000000000001026 2.2.0 : 4000000000002719
Mastercard PAN: 2.1.0 : 5200000000001021 2.2.0 : 5200000000002482
American Express PAN: 2.1.0 : 340000000001023 2.2.0 : 340000000002872
Discover (Diners Club) PAN: 2.1.0 : 6011000000001028
JCB J/Secure PAN: 2.1.0 : 3337000000007045 2.2.0 : 3338000000000585
Cartes Bancaires (Visa) PAN: 2.1.0 : 4000000000003022 2.2.0 : 4000000000004111
Cartes Bancaires (Mastercard) PAN: 2.1.0 : 5200000000003027 2.2.0 : 5200000000004587
Expected Results - Lookup Response	Enrolled = Y
PAResStatus = A
SignatureVerification = Y
CAVV = <CAVV value>
EciFlag = <ECI Value> Expected ECI Values grouped by Network: 06 Visa AMEX Discover (Diners Cub) JCB Cartes Bancaires (Visa) 01 Mastercard Cartes Bancaires (MC)
ACSUrl = <blank>
Payload = <blank>
ErrorNo = 0 ErrorDesc = <blank>
Expected Results - Authentication	N/A
Merchant Action	Merchant should append Cavv and EciFlag to the authorization message.

Test Case 4: Unavailable frictionless authentication from the issuer

Scenario	Unavailable frictionless authentication from the issuer
Authentication Experience	Frictionless
Test Values	Visa PAN: 2.1.0 : 4000000000001034 2.2.0 : 4000000000002313
Mastercard PAN: 2.1.0 : 5200000000001039 2.2.0 : 5200000000002268
American Express PAN: 2.1.0 : 340000000001031 2.2.0 : 340000000002922
Discover (Diners Club) PAN: 2.1.0 : 6011000000001036
JCB J/Secure PAN: 2.1.0 : 3337000000000735 2.2.0 : 3338000000000221
Cartes Bancaires (Visa) PAN: 2.1.0 : 4000000000003030 2.2.0 : 4000000000004160
Cartes Bancaires (Mastercard) PAN: 2.1.0 : 5200000000003035 2.2.0 : 5200000000004306
Expected Results - Lookup Response	Enrolled = Y
PAResStatus = U
SignatureVerification = Y
CAVV = <blank>
EciFlag = <ECI Value> Expected ECI Values grouped by Network: 07 Visa AMEX Discover (Diners Cub) JCB Cartes Bancaires (Visa) 00 Mastercard Cartes Bancaires (MC)
ACSUrl = <blank>
Payload = <blank>
ErrorNo = 0 ErrorDesc = <blank>
Expected Results - Authentication	N/A
Merchant Action	Merchant should proceed with the authorization message.

Test Case 5: Rejected frictionless authentication by the issuer

Scenario	Rejected frictionless authentication by the issuer
Authentication Experience	Frictionless
Test Values	Visa PAN: 2.1.0 : 4000000000001042 2.2.0 : 4000000000002537
Mastercard PAN: 2.1.0 : 5200000000001047 2.2.0 : 5200000000002185
American Express PAN: 2.1.0 : 340000000001049 2.2.0 : 340000000002062
Discover (Diners Club) PAN: 2.1.0 : 6011000000001044
JCB J/Secure PAN: 2.1.0 : 3337000000000321 2.2.0 : 3338000000000734
Cartes Bancaires (Visa) PAN: 2.1.0 : 4000000000003048 2.2.0 : 4000000000004517
Cartes Bancaires (Mastercard) PAN: 2.1.0 : 5200000000003043 2.2.0 : 5200000000004405
Expected Results - Lookup Response	Enrolled = Y
PAResStatus = R
SignatureVerification = Y
CAVV = <blank>
EciFlag = <ECI Value> Expected ECI Values grouped by Network: 07 Visa AMEX Discover (Diners Cub) JCB Cartes Bancaires (Visa) 00 Mastercard Cartes Bancaires (MC)
ACSUrl = <blank>
Payload = <blank>
ErrorNo = 0 ErrorDesc = <blank>
Expected Results - Authentication	N/A
Merchant Action	Merchant should NOT continue with authorization. Merchant should prompt for another form of payment and is not permitted to submit this transaction for authorization.

Test Case 6: Authentication not available on lookup

Scenario	Authentication not available on lookup
Authentication Experience	Frictionless
Test Values	Visa PAN: 2.1.0 : 4000000000001059 2.2.0 : 4000000000002990
Mastercard PAN: 2.1.0 : 5200000000001054 2.2.0 : 5200000000002409
American Express PAN: 2.1.0 : 340000000001056 2.2.0 : 340000000002468
Discover (Diners Club) PAN: 2.1.0 : 6011000000001051
JCB J/Secure PAN: 2.1.0 : 3337000000006765 2.2.0 : 3338000000000940
Cartes Bancaires (Visa) PAN: 2.1.0 : 4000000000003055 2.2.0 : 4000000000004285
Cartes Bancaires (Mastercard) PAN: 2.1.0 : 5200000000003050 2.2.0 : 5200000000004090
Expected Results - Lookup Response	Enrolled = U
PAResStatus = <blank>
SignatureVerification = <blank>
CAVV = <blank>
EciFlag = <ECI Value> Expected ECI Values grouped by Network: 07 Visa AMEX Discover (Diners Cub) JCB Cartes Bancaires (Visa) 00 Mastercard Cartes Bancaires (MC)
ACSUrl = <blank>
Payload = <blank>
ErrorNo = 0 ErrorDesc = <blank>
Expected Results - Authentication	N/A
Merchant Action	Merchant should proceed with the authorization message.

Test Case 7: Error on lookup

Scenario	Error on lookup
Authentication Experience	Frictionless
Test Values	Visa PAN: 2.1.0 : 4000000000001067 2.2.0 : 4000000000002446
Mastercard PAN: 2.1.0 : 5200000000001062 2.2.0 : 5200000000002037
American Express PAN: 2.1.0 : 340000000001064 2.2.0 : 340000000002732
Discover (Diners Club) PAN: 2.1.0 : 6011000000001069
JCB J/Secure PAN: 2.1.0 : 3337000000000016 2.2.0 : 3338000000000650
Cartes Bancaires (Visa) PAN: 2.1.0 : 4000000000003063 2.2.0 : 4000000000004194
Cartes Bancaires (Mastercard) PAN: 2.1.0 : 5200000000003068 2.2.0 : 5200000000004058
Expected Results - Lookup Response	Enrolled = U
PAResStatus = <blank>
SignatureVerification = <blank>
CAVV = <blank>
EciFlag = <ECI Value> Expected ECI Values grouped by Network: 07 Visa AMEX Discover (Diners Cub) JCB Cartes Bancaires (Visa) 00 Mastercard Cartes Bancaires (MC)
ACSUrl = <blank>
Payload = <blank>
ErrorNo = <value> ErrorDesc = <value\>
Expected Results - Authentication	N/A
Merchant Action	Merchant should proceed with the authorization message.

Test Case 8: Timeout on lookup transaction

Scenario	Timeout on lookup transaction
Authentication Experience	Frictionless
Test Values	Visa PAN: 2.1.0 : 4000000000001075 2.2.0 : 4000000000002354
Mastercard PAN: 2.1.0 : 5200000000001070 2.2.0 : 5200000000002326
American Express PAN: 2.1.0 : 340000000001072 2.2.0 : 340000000002047
Discover (Diners Club) PAN: 2.1.0 : 6011000000001077
JCB J/Secure PAN: 2.1.0 : 3337000000000081 2.2.0 : 3338000000000577
Cartes Bancaires (Visa) PAN: 2.1.0 : 4000000000003071 2.2.0 : 4000000000004277
Cartes Bancaires (Mastercard) PAN: 2.1.0 : 5200000000003076 2.2.0 : 5200000000004694
Expected Results - Lookup Response	Enrolled = U
PAResStatus = <blank>
SignatureVerification = <blank>
CAVV = <blank>
EciFlag = <ECI Value> Expected ECI Values grouped by Network: 07 Visa AMEX Discover (Diners Cub) JCB Cartes Bancaires (Visa) 00 Mastercard Cartes Bancaires (MC)
ACSUrl = <blank>
Payload = <blank>
ErrorNo = <value> ErrorDesc = <value>
Expected Results - Authentication	N/A
Merchant Action	Merchant should proceed with the authorization message.

Challenge Test Cases

Test Case 9: Successful step up authentication

Scenario	Successful step up authentication
Authentication Experience	Challenge
Test Values	Visa PAN: 2.1.0 : 4000000000001091 2.2.0 : 4000000000002503
Mastercard PAN: 2.1.0 : 5200000000001096 2.2.0 : 5200000000002151
American Express PAN: 2.1.0 : 340000000001098 2.2.0 : 340000000002534
Discover (Diners Club) PAN: 2.1.0 : 6011000000001093
JCB J/Secure PAN: 2.1.0 : 3337000000200004 2.2.0 : 3338000000000569
Cartes Bancaires (Visa) PAN: 2.1.0 : 4000000000003139 2.2.0 : 4000000000004855
Cartes Bancaires (Mastercard) PAN: 2.1.0 : 5200000000003092 2.2.0 : 5200000000004074
Expected Results - Lookup Response	Enrolled = Y
PAResStatus = C
SignatureVerification = Y
CAVV = <blank>
EciFlag = <ECI Value> Expected ECI Values grouped by Network: 07 Visa AMEX Discover (Diners Cub) JCB Cartes Bancaires (Visa) 00 Mastercard Cartes Bancaires (MC)
ACSUrl = <Url>
Payload = <value>
ErrorNo = 0 ErrorDesc = <blank>
Expected Results - Authentication	PAResStatus = Y
SignatureVerification = Y
CAVV = <CAVV Value>
EciFlag = <ECI Value> Expected ECI Values grouped by Network: 05 Visa AMEX Discover (Diners Cub) JCB Cartes Bancaires (Visa) 02 Mastercard Cartes Bancaires (MC)
ErrorNo = 0 ErrorDesc = <blank>
Merchant Action	Merchant should append Cavv and EciFlag to the authorization message.

Test Case 10: Failed step up authentication

Scenario	Failed step up authentication
Authentication Experience	Challenge
Test Values	Visa PAN: 2.1.0 : 4000000000001109 2.2.0 : 4000000000002370
Mastercard PAN: 2.1.0 : 5200000000001104 2.2.0 : 5200000000002490
American Express PAN: 2.1.0 : 340000000001106 2.2.0 : 340000000002237
Discover (Diners Club) PAN: 2.1.0 : 6011000000001101
JCB J/Secure PAN: 2.1.0 : 3337000000200087 2.2.0 : 3338000000000874
Cartes Bancaires (Visa) PAN: 2.1.0 : 4000000000003097 2.2.0 : 4000000000004293
Cartes Bancaires (Mastercard) PAN: 2.1.0 : 5200000000003100 2.2.0 : 5200000000004041
Expected Results - Lookup Response	Enrolled = Y
PAResStatus = C
SignatureVerification = Y
CAVV = <blank>
EciFlag = <ECI Value> Expected ECI Values grouped by Network: 07 Visa AMEX Discover (Diners Cub) JCB Cartes Bancaires (Visa) 00 Mastercard Cartes Bancaires (MC)
ACSUrl = <Url>
Payload = <value>
ErrorNo = 0 ErrorDesc = <blank>
Expected Results - Authentication	PAResStatus = N
SignatureVerification = Y
CAVV = <blank>
EciFlag = <ECI Value> Expected ECI Values grouped by Network: 07 Visa AMEX Discover (Diners Cub) JCB Cartes Bancaires (Visa) 00 Mastercard Cartes Bancaires (MC)
ErrorNo = 0 ErrorDesc = <blank>
Merchant Action	Merchant should NOT continue with authorization. Merchant should prompt for another form of payment and is not permitted to submit this transaction for authorization.

Test Case 11: Step up authentication is unavailable

Scenario	Step up authentication is unavailable
Authentication Experience	Challenge
Test Values	Visa PAN: 2.1.0 : 4000000000001117 2.2.0 : 4000000000002420
Mastercard PAN: 2.1.0 : 5200000000001112 2.2.0 : 5200000000002664
American Express PAN: 2.1.0 : 340000000001114 2.2.0 : 340000000002484
Discover (Diners Club) PAN: 2.1.0 : 6011000000001119
JCB J/Secure PAN: 2.1.0 : 3337000000200079 2.2.0 : 3338000000000981
Cartes Bancaires (Visa) PAN: 2.1.0 : 4000000000003105 2.2.0 : 4000000000004640
Cartes Bancaires (Mastercard) PAN: 2.1.0 : 5200000000003118 2.2.0 : 5200000000004124
Expected Results - Lookup Response	Enrolled = Y
PAResStatus = C
SignatureVerification = Y
CAVV = <blank>
EciFlag = <ECI Value> Expected ECI Values grouped by Network: 07 Visa AMEX Discover (Diners Cub) JCB Cartes Bancaires (Visa) 00 Mastercard Cartes Bancaires (MC)
ACSUrl = <Url>
Payload = <value>
ErrorNo = 0 ErrorDesc = <blank>
Expected Results - Authentication	PAResStatus = U
SignatureVerification = Y
CAVV = <blank>
EciFlag = <ECI Value> Expected ECI Values grouped by Network: 07 Visa AMEX Discover (Diners Cub) JCB Cartes Bancaires (Visa) 00 Mastercard Cartes Bancaires (MC)
ErrorNo = 0 ErrorDesc = <blank>
Merchant Action	Merchant can retry authentication or process authorization as merchant liability.

Test Case 12: Error on authentication

Scenario	Error on authentication
Authentication Experience	Challenge
Test Values	Visa PAN: 2.1.0 : 4000000000001125 2.2.0 : 4000000000002644
Mastercard PAN: 2.1.0 : 5200000000001120 2.2.0 : 5200000000002656
American Express PAN: 2.1.0 : 340000000001122 2.2.0 : 340000000002351
Discover (Diners Club) PAN: 2.1.0 : 6011000000001127
JCB J/Secure PAN: 2.1.0 : 6011000000001127 2.2.0 : 3338000000000676
Cartes Bancaires (Visa) PAN: 2.1.0 : 4000000000003113 2.2.0 : 4000000000004913
Cartes Bancaires (Mastercard) PAN: 2.1.0 : 5200000000003126 2.2.0 : 5200000000004611
Expected Results - Lookup Response	Enrolled = Y
PAResStatus = C
SignatureVerification = Y
CAVV = <blank>
EciFlag = <ECI Value> Expected ECI Values grouped by Network: 07 Visa AMEX Discover (Diners Cub) JCB Cartes Bancaires (Visa) 00 Mastercard Cartes Bancaires (MC)
ACSUrl = <Url>
Payload = <value>
ErrorNo = 0 ErrorDesc = <blank>
Expected Results - Authentication	PAResStatus = <blank>
SignatureVerification = <blank>
CAVV = <blank>
EciFlag = <ECI Value> Expected ECI Values grouped by Network: 07 Visa AMEX Discover (Diners Cub) JCB Cartes Bancaires (Visa) 00 Mastercard Cartes Bancaires (MC)
ErrorNo = <value> ErrorDesc = <value>
Merchant Action	Merchants have the option of retaining the liability and submitting the transaction as non-authenticated. An alternative action would be to prompt for another form of payment.